Why relationship talk should involve money questions. Money revolves all aspect of human endeavors and a necessary modality to put in place going into a romantic relationship that will probably get into marriage.
A relationship talk is simply romantic when parties involved are intimately fund of each other, while such relationship could possibly amalgamate the parties involved as husband and wife.
The possibility of becoming husband and wife therefore necessitates talks and views into a very sensitive aspect of their lives purposely money.
Relationship talk should involve money as such be treated with every seriousness it deserves. Your ability to build a formidable personal finance in your marriage is a commendable landmark achievement, a real direction to follow.
Below are few questions you must ask in your relationship talk with an intending partner,
. RELATIONSHIP TALK: Debt Status- This involves any money being owed by each of the parties, enquiring into the debt status of your would be spouse is not too much of a question to ask. It’s expected you should know because once you both are married it becomes inherited and shared liability, and always good to stay safe.
Different people have different approach and perception about money, it therefore call on the parties involved to be at least transparent in dealing with debt status.
Some persons will simply walk away once they find out you’re living on a huge debt profile, it’s however better you have a broken relationship than a broken marriage, do not lie about your debt status, it could save you a lot of stress.
. RELATIONSHIP TALK: Credit Status- This simply refers to money under your control, how rich you are monetarily if I must say, individual credit status is a question to be asked in your relationship talk. The essence of this question does not particularly imply your would be partner is being materialistic without caution, you see, everyone desires to have a secured future financially, nobody wants to live without enough funds to carter for future demands.
A good relationship talk gives an insight to this status, will in turn save the marriage unnecessary stress at long run. Whichever way you choose to look at it, it feels good and safe to have guaranteed financial days ahead. If your would be partner backed out after this relationship talk, it’s obvious your credit status does not befit their dreams and aspirations and that’s their own opinion, you should not get bitter about that because they might have saved you stress early enough.
. RELATIONSHIP TALK: Spending plan/budget- Enquiry into the supposed spending plan of your would be partner cannot be seen as necessarily asking for too much.
A spending plan categorically shows how one intends to use his/her money and what they’ll probably spend it on to achieve set down financial objectives. You will understand if your partner is conscious of spending within his/her means, this must occupy an important stage in relationship talk.
Showing this concern will likely speed up bonding between you, marriage plans could be announced faster than ever imagined, that’s the power of taking ownership and addressing money spending decisions.
People have different perceptions when it involves budgeting and planning, ask about their spending plan if your really care and expects a balanced financial future.
. RELATIONSHIP TALK: Next of kin- Questions about next of kin is very important, gone are the days you attribute love as being blind expecting everything to fall in place naturally.
What does next of kin has to do with relationship talk and money? My dear, it has everything to do with your romantic relationship.
A next of kin is one who you willingly choose to inherit your wealth/riches in event of death, he/she has the right to your funds, only these ones have the responsibility of reclaiming your belongings materially and financially.
This kind of money question should be asked with wisdom to avoid having the other party feel in secured. No one feels comfortable answering next of kin questions in a relationship, but you must throw it up to them, the sincerity to which they answered this question will suggest if actually they can be transparent with you in financial dealings.
A man may have any of his brothers or parent as next of kin while single, this status is expected to change once he gets married, likewise the woman.
Next of kin change is applicable to both parties and should be done with mutual love, if this point cannot be agreed for whatever reason, it’s a red flag into the marriage.
Both of you are expected to be each other’s next of kin, things can take different shape when you start having babies.
Asking this question must not be on the altar of evil and exploitation of any kind, otherwise the aim is defeated.
Conclusion: Relationship talk should involve money, this is paramount to the success of any intending spouse, mutual understanding established prior marriage proper will help overcome marriage difficulties with ease when they eventually arise.
Be honest with your partner during relationship talk, it can make or mare your marriage thereafter. However, here’s wishing you a happy married life in advance.
Raphael is a seasoned and dynamic writer, with interest in Banking, personal finance, entrepreneurial development. A councillor and motivational speaker.