Banking

List of banks in California, and SWIFT codes

List of banks in California – If you are in California and in need of firsthand information about banks in the “Golden state” you probably do not need to look elsewhere subsequently since the hard task has been taken care of here.

The list of banks in California consists of regional, national, and international banks.

However, to choose a bank in California you should consider a bank that has your financial layout and projections in its scheme.

You are advised to choose a bank that’s most accessible and close to your primary place of residence just in case you have transactions to sort in the branch within minutes.

The interest rate given by any bank must be considered before you choose to bank. How much you are charged for account maintenance, deposit fee ATM, etc.

Read also: With Discover Bank, you should start banking on your own terms

Not even the APY should be ignored, since you should know the exact Annual Percentage Yield which is the real rate of return earned on savings account deposit.

If you are a senior citizen, kindly checkout for account type designed for your class of users, where students, professionals should go strictly for account type they are advantaged for.

The concept of SWIFT/BIC code

SWIFT/BIC (bank identifier code) is a code used to identify the country, bank, and branch that an account is registered to.

SWIFT code act as an address where money should be sent.

In this guide, you will get to know the SWIFT codes of banks in California.

Kindly find the below list of banks in California with their respective SWIFT codes

S/NBank nameSWIFT/BIC
1Bank of AmericaBOFAUS3N – used for incoming wire in USD. BOFAUS6S – used for incoming wires in foreign currency
2Citi bankCITIUS33
3Bank of the westBWSTUS66
4U.S bankUSBKUS44IMT
5Wells Fargo bankPNBPIE2D
6JP Morgan Chase bankCHASUS33XXX
7CIT bankOWBKUS6LXXX
8Comerica bankMNBDUS33
9MUFG union bankBOFCUS33MPK
10RabobankRABONL2UXXX
11Umpqua bankUMPQUS6PXXX
12Bank of CaliforniaBCLFUS66XXX
13HSBCBBMEAEADXXX
14City national bankCINAUS6L
15Westamerica bankWUSAUS66XXX
16First bankFBOLUS6LXXX
17Pacific Premier bankPPBIUS66XXX
18Compass bankCPASUS44XXX
19Pacific Western bankFNSDUS6DXXX
20Banner bankBNNEUS66XXX
21Opus bankOPSSUS61
22Mechanics bankMEBKUS66
23Citizens business bankCBBKUS6LXXX
24Tri Counties bankTRICUS66
25Cathay bankCATHUS6L
26Bank of hopeNARAUS6L
27Bank of the SierraBSLESLFRXXX
28Homestreet bankHOMSUS6S
29Community bankCOUYUS31XXX
30Fremont bankWFBIUS6S
31United business bankXXXXXXXXXX
32Bank of StocktonSTKCUS66
33Exchange bankEXBCCATT
34Heritage bank of commerceHECEUS61XXX
35Grandpoint bankGRNPUS66
36Hanmi bankHANMUS6LXXX
37Bank of MarinMRRNUS66
38Royal business bankRBBCUS6LXXX
39River City bankRICTUS62
40Poppy bankXXXXXXXXXXX
41Manufacturers bankMITKUS6L
42United Security bankXXXXXXXXXXX
43Bank of EnglandBKENGB2LXXX
44Scott valley bankSCVYUS66
45Open bankFSTDUS6L
46Ever Trust bankETBKUS6L
47Mission bankXXXXXXXX
48Beneficial state bankXXXXXXXX
49Community West bankXXXXXXXX
50Armed forces bankXXXXXXXX
51CTBC bank CorpCTHCUS66XXX

For a bank that does not have swift code, to receive international wire transfer the fund must pass through a correspondent bank in the in the US, the correspondent bank will then wire to you via domestic wire transfer.

However, it’s advisable to contact your bank where you are not sure of the SWIFT code, an error in SWIFT can cause a delay in transfer.

Read also: Discovery bank: Improving your financial health with rewards for managing your money

Look up your bank contact detail on your ATM card or use the internet banking.

Best banks in California

Here is possible list of best banks in California as at the time of writing this guide, the yardstick used in measuring these banks are savings and checking accounts, then best credit union.

they include but not limited to

  • Ally bank
  • Bank of America
  • Citi bank
  • Golden1 credit union,
  • While ally bank ranks best for opening savings account, Bank of America took the lead in checking account.

Having listed the above outstanding four, any of the below banks can still be suitable for you

  • Chase
  • Wells Fargo
  • US bank
  • Union bank
  • Bank of the West
  • Mechanics bank
  • Comerica bank
  • California bank and trust.

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