GTBank USSD code


How to Register/Activate GTBank USSD code, reset PIN, send money

GTBank USSD code – Are you looking to sign up or activate the GTBank USSD code on your mobile device to at least enjoy the pool of services that come along with it, you sure are lagging if you haven’t onboard yet.

However, as a GTBank customer, the USSD channel will give you a springboard to get up to speed in a swift click.

What is the GTBank USSD code?

The GTBank USSD code is a set of supplementary codes that allows you to carry out several transactions from the comfort of your home without having to pay a visit to the bank.

Benefits of GTBank USSD code

  • It’s swift and convenient
  • It’s inexpensive and simple to operate without mobile data
  • It works on any phone
  • Payments are easily completed as well as paying other related bills

List of transactions consummated on the GTBank USSD platform

  • Account opening
  • Account reactivation
  • Funds transfer
  • Airtime and data top-up
  • Check account details
  • Create a transaction PIN
  • SKS Standing instruction
  • 737 cashout services
  • Bill payment (LCC Toll)
  • Salary advance
  • Airtime advance
  • Cash withdrawal without a debit card
  • Fast-track cash deposit
  • One Time Password (OTP)
  • Inquiries, etc.


  • Valid and functional phone number linked to your GTBank account
  • Your GTBank account number
  • Your ATM card

How to Register for GTBank USSD code

Step one: From your registered number linked with your GTBank account, dial *737#

Step two: Select option “5” from the received Menu

Step three: You will be required to enter the last 6-digit of your card’s Primary Account Number (PAN)

Step three: Create your 4-digit PIN to which you will authorize every transaction on this channel

Step four: Enter a 4-digit PIN and familiarize yourself with it, confirm the same PIN.

Step five: A few minutes later you will receive a message to confirm the registration, you are welcome onboard.

How to activate the GTBank transfer code without an ATM card

Unfortunately, the GTBank USSD code can only be activated using your debit card PAN at this time, this is a security feature in place to further prevent unauthorized access to your account

GTBank USSD code for the balance

To check for account balances on any of your accounts, kindly dial *737*6*1# on your mobile phone and follow the on-screen prompts to view and receive your account balance.

How to deactivate GTBank USSD code

If eventually you run into trouble like theft or suspect unauthorized access to your account, you can deactivate/block your account by disabling the USSD code. To complete this task, from the phone number registered to your bank account dial *737*51*74# from any phone number to block your account.

How to reactivate a GTBank account via the USSD

  • Dial *737*11# on your mobile number registered with the bank
  • Enter your Bank Verification Number (BVN)
  • Enter the account officer code if any otherwise choose option “1” to continue
  • To complete your account reactivation, initiate a transaction by buying at least N100 airtime from your account, such account will be reactivated immediately.

How to transfer money with the GTBank USSD code

To transfer to a GTBank account – From your registered phone number dial *737*1*Amount*Account number#


*737*1*5000*0428866190# follow the screen prompts to transfer N5,000 to a GTBank account.

To transfer to other banks – *737*2*Amount*Account number#


*737*2*5000*0428866190# follow the screen prompts to transfer N5,000 to other banks.

You will always authenticate the transfer with your USSD PIN.

How to create a transaction PIN

  • Dial *737*5#
  • Enter your card’s last 6-digit PAN
  • Enter a preferred 4-digit PIN, and confirm the PIN to complete this task.

How to withdraw from a GTBank account without an ATM card

To withdraw from an alternate channel without your debit you will to generate a withdrawal code first.

  • Dial *737*3*Amount# and follow the prompts to raise a withdrawal code, authenticate your request with your 737 PIN
  • Enter the generated code to any GTBank ATM to withdraw the desired amount.

How to reset 737 PIN

  • From your registered phone number dial *737*5#
  • Select “1” for “Create/Reset PIN with debit card
  • Follow the screen prompt to reset your PIN by entering the old PIN, then a preferred new PIN.


There you have it on how to register and activate the GTBank 737 code, should you encounter difficulty or network glitch getting it done, kindly visit the nearest GTBank branch in your location to get it resolved.

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