How to hack a bank account in Nigeria
How to hack a bank account – If hacking is your thing and you’ve been wondering how possible it is to hack into a bank account and access people’s funds, then this post is streamlined to address your questions and as well throw light to your dark ends.
Hacking is the use of electronic assistance and manipulations to gain unauthorised entry into some other person’s privacy, which in turn is meant to cause harm to the host, thereafter leads to lose of sensitive materials prohibited for unauthorised user as well caused financial lost in banking.
Like I said earlier, if making money via dubious means is your thing, I will say you are at the right place if and only you can read this article to the very end.
You might have come across the following search terms en route to your enquiry oh how to hack a bank account:
- Hacking bank account money transfer software
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- Hacking bank account passwords
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- Hacking bank account Kali Linux
- Hacking bank account prank
It’s no longer news that youths around the world want to make fast money, using Nigeria as a case study, giving to the constant upsurge as ascertained statistically of a growing number of Nigerian youths.
Driving Benz is now the order of the day, it’s either you’re rocking with the happening class or you’re just a Jew man (typical of a fellow who dulls in Nigeria). After all gone are the days one suffers to make money, not in this internet age anymore, so off we go to make the money.
If you’re not a yahoo boy in Nigeria today, I salute your courage, giving to the abundance of wealth being thrown around by these fellows; it’s really intimidating being that they hardly pass unnoticed or unannounced, only if you know the pains you’ve caused your victims by implication of your actions and in-actions.
BUT WHY DID YOU WANT TO HACK INTO PEOPLE’S ACCOUNT AND STEAL THEIR MONEY?
I surely at this point will be sounding so disappointing against the caption of this post that invariably awoke your consciousness into exploiting innocent people, by stealing their hard earned money through unethical hacking.
Having said that, the aim of this post is to enlighten financially exposed persons and the Nigerian banking populace on the various tricks hackers employ to gain entrance into their bank account, thereby sweeping it clean.
This post should further position you into safeguarding your banking details, having noticed that most victims of these criminals who have learned how to hack a bank account either ignorantly gave themselves away or are being coned into doing that.
Now take a look at how hackers target your bank account and how you can stay safe from these harms and mishaps!
1 ) How to hack a bank account via Phishing method
Phishing is the practice where these hackers induce you into clicking on links sent to you by them, they however make this link look as though it’s coming from a trusted address.
They perpetrate this tactics by sending you email containing and requiring you to click on attachment or link, which presumably appears to be coming from a trusted email address you’re already conversant with.
By clicking such links ignorantly, it could lead to financial lost and damages, majority have lost a lot as victims of phishing.
How To Prevent Phishing
On receiving a mail, if an email address looks suspicious, then trade carefully, sometimes the address could look legitimate but something must be off, like spellings, the way you’re being addressed, they could address you by your name, but just watch slimy errors.
If you notice such mails, kindly DELETE without reading the content.
2 ) How to hack a bank account using Mobile Banking Trojans
The availability of accessing banking services using your phone has not come without a side effect. People now use bank apps for checking their account details and other related transactions; this has however become a major attack vector used by malware authors from their abode.
Hackers employ the use of Trojans in the following way:
- They create a replica of your Bank app and uploads it to third party sites, having downloaded the fake app, enter your user name and password into it, you’re in sorry state. The app will send the details to the hacker who will then mastermind the operation and sweep your bank account clean.
- They hijack app, these are just ordinary Trojan app on their own, not banking app. When you download and install them, they will start scanning for banking app on your phone, when it detects a banking app, the malware quickly puts up a window that looks identical to the app you just booted, if this is done smoothly, the user won’t notice any swap and will enter his/her login details, which the app will send to the malware author.
How To Prevent Mobile Banking Trojans
When downloading apps from the app store, keep an eye on the amount of downloads it has, if it has a very low amount of downloads and little to no reviews, it’s too early to call if it has malware or not.
An official app for a very popular bank with a low download count it’s likely dangerous and impostor.
Additionally, be careful with the permissions you give apps, if an app ask for an SMS read permission without explanation as to why it wants them, stay safe and don’t allow the app to install. Do not install apps from third party sites, they are more likely to contain malware.
3 ) How to hack a bank account using Keyloggers
This is about one of the most dangerous and easiest ways hackers can gain access into your bank account. They are malware that record what you’re typing thereby sending the information back to the hacker.
Just imagine if you type in a merchant web address followed by your credit or master card details, the hacker will gain free and easy access to your details, then hit you hard thereafter.
How To Prevent Keyloggers Attack
Install a steller antivirus and ensure it scans your system most often, a good antivirus will disarm any keylogger before it does any damage.
If your bank provides second level authentication, kindly key into it, it makes keyloggers less effective to operate and transmit information.
4 ) How to hack a bank account via SIM Swapping
It has been observed that SMS authentication codes are posing challenges to hackers. But did you know what, they have a way of getting over it without contacting you.
They will contact your network provider in pretence to be you, claiming they lost their phone and will like to make a transfer of their old number being your current number to their SIM card.
If they succeed, the network provider will stripe your phone number from your SIM and installs it on the hackers number instead. If they have your number on their SIM, they’ll circumvent SMS. If they log to your bank account, the bank sends an SMS verification code to their phone.
How To Prevent SIM Swapping
Scammers harvest your personal information in order to pas SIM swapping test from your mobile network provider.
Always keep your personal details private to avoid someone stealing your identity
Let me share this scenario with you
Most Nigerians and mobile phone users all over the globe usually lock their phones, thereby making it difficult for anyone to have access to information in them, particularly their account details.
But a suspected telephone hacker who was arrested by operatives of the Special Anti-Robbery Squad, Ladipo, Lagos, has revealed that such measure does not prevent him and his likes from gaining access into any bank account if they laid their hands on such phones.
Surprisingly, the 31-year-old suspect, Dare Oladimeji, is a Senior Secondary School Certificate holder.
In this interview with Crime Guard, Oladimeji, a footballer, who just returned from Dubai, the United Arab Emirates, having concluded his two years contract with ALAIN FC, said hacking into bank accounts through phones, had nothing to do with being a graduate.
Some suspected members of his gang as gathered, had earlier been arrested and charged to court. He was tracked to Idi-Oro area of Lagos, during investigation into the withdrawal of N200,000 from a victim’s account .
Asked if he had any connivance with bank staff, he shook his head, stating rather, that he got the necessary details from Google Chrome.
He boasted that money could be withdrawn from account through stolen sim card, no matter the code used to prevent one from accessing the phone. Hear him:
“I work on sim cards to get money. When I lay my hands on any SIM card, I would slot it into any small phone that is not android. When that is done, I would press a code which brings out the list of banks the owner of the SIM uses.
“For example, if the person is using GTB, I will proceed with the normal code of *37*100#. If the person has money, we would use it to buy recharge card to confirm how much the owner has, through the debit alert that would pop in to reveal the balance.
Thereafter, we would transfer the money into donors accounts, from where we would withdraw the money”.
Asked what happens if phone is locked, he said,
“Locking of phones with password does not stop me from hacking into any account, as long as I can lay my hands on the SIM card. All I need to do is to remove the SIM and slot it into a small phone. “The only thing that can prevent me from hacking into account through phone is when the SIM card itself is locked. But most people don’t lock their SIM cards, they only lock their phones. You can only beat my likes to the game if you lock your SIM card because only the owner knows the password”.
He stated that he resorted to doing such illicit deal after he lost the money he brought from Dubai. According to him,
“When I came back from Dubai in 2016, I brought N7 million , out of which I gave one Mr Shola N5 million for a genuine business with NUPENG. Unfortunately, the man died.
We pick SIM cards
“I decided to venture into this business which is a small version of yahoo yahoo because I didn’t want to go into robbery.
At Idi-Oro, there are pick pockets. When they snatch phones from victims, they would throw the SIM cards away. What I do is to go looking for these SIM cards and continue from there. “Nobody taught me the skill. I learnt it from google chrome. This is just common sense. But I regret my action because I have brought shame to my children”, said the father of three.
You then understand how far and rootless these fraudsters can go just to get at your hard earned money in your bank account. Do they even care what possibly could happen to you as a result of such lost? Who cares.
The above scenario is just one out of overwhelming number of them, in which their victims are made to pass through untold pains.
WHAT YOU SHOULD BE DOING INSTEAD OF LEARNING HOW TO HACK A BANK ACCOUNT TO STEAL PEOPLE’S MONEY
I will suggest you channel your intelligence and tricks into meaningful and genuine businesses, particularly online. There’s dignity in labour.
Scamming people will always leave you afraid, while your mind skip at any possible incident.
If you’re ready to turn a new leave, Read my article BEST MONEY MAKING SKILLS TO BOOST YOUR FINANCE on various skills you can learn and make money from, than hacking into people’s bank account.
If by any means, my choice of words happen to hot your feelings about this topic, kindly be liberal and understand that it pays to have a society of youths void of fraudulent adventure, who should as well make honest and genuine living online. People are really making money online the genuine way, turn a new leave today and you’ll be happy you did, than learning how to hack a bank account.
Raphael Orji is a Digital Marketing Expert, Seasoned and Dynamic Freelancer, with interest in Banking, Personal finance, Entrepreneurial development. A Councillor and Motivational Speaker.
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