How to get GTB salary advance loan via USSD code *737*8*2#

How to get GTB salary advance loan via USSD code *737*8*2#

Gtb salary advance – Guarantee Trust Bank is apparently a leading financial institution in the league of banks in Nigeria, championing and setting the pace in financial inclusion.

With GTBank, life has never been easier for salary earners.

In view of constant need for money to meet financial obligations, GTBank introduced the gtb salary advance.

This is a payday loan that enables the borrower to source up to 50% of his/her monthly salary upfront with the bank, using their mobile phones from the comfort of their arm chair at home without collateral.

You may also like: How to access FCMB salary loan in simple steps

Who can access this loan/Requirements

This loan is available to staff of Private companies and government agencies with active salary account domicile in GTBank

Benefits and features of gtb salary advance

• Up to 50% of net monthly salary can be accessed in advance

• It has a tenor of 30 days, however renewable monthly

• There’s no collateral required

• Minimum salary of N25k for public sector and N50k for private sector employees.

•  Salary advance will be made available within 24 hours of application.

How to apply/get GTBank salary advance

• Dial *737#

• Select “11” to go to the next slide

• Select “3” for salary advance

• Enter salary advance amount

• In the next slide enter the last 4 digits of your gtbank debit card to confirm your transaction

• Once completed, your account will be credited with value in 3 minutes

You may also like: How to Apply and receive First Bank Personal Loan against Salary (PLAS)


• Dial *737*8*2#

• Enter the salary advance amount

• Enter PIN or the last 4 digits on your Gtbank debit card to confirm.

FAQ on gtb salary advance

Gtb salary advance repayment: Once you received this loan, it would be booked or impact on your salary account.

The moment your salary touches down the next pay day, the loan value will be debited being that your account is already in debit balance, however as streamlined if in installment also.

Gtb salary advance USSD code: 

*737*8*2# send, then follow the screen prompt as advised in this guide earlier.


Gtbank max advance loan: Gtbank max advance facility is designed to help you make your dreams a reality.

You may also like: Get up to N500k with the new Polaris Salary Advance on USSD *833*12#

Who can apply?

• Nigerians who work for corporate and government organizations.

• You must have a salary account with GTBank

• You can access upward of N10m as well pay back up to 36 months

2 comments on “How to get GTB salary advance loan via USSD code *737*8*2#

Raphael Orji
Bello Adebayo Sikiru

I am a public sector salary earner with your Bank account, my salary is #25,000= and I have been trying to secure salary advance of #12500,the system said that amount is higher than my average salary.
More so when I reduced it to #10000 I was told is too low.Please what do I do.

Raphael Orji
Daniel Sylvester

I was trying to apply for salary advance I was told that the amount requested is higher than 50% of my average salary,when I reduce the system said is too small what do I do?


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