Petty cash loan


How to get a Petty cash loan in a few minutes

Petty cash loan – Are you an employee with the federal government or a salary earner looking to access a short-term advance, even if you are a small business owner to expand, come closer.

Here with you is an opportunity to acquire credit with Petty cash loan, a renowned loan platform that caters to your financial inadequacy with little or no stress at all.

What is a Petty Cash Loan?

Petty cash is an intermediary standing between your asset and your project, they give you an instant loan to fund your projects where you can use your car, property, etc., and fund disbursement is available almost immediately.

If you are looking for an instant loan to fund your project, they can make it happen. The minimum loan amount is N10,000, while the maximum for a starter is N100,000 without collateral or guarantor.

Petty cash lends only 20% of your salary for convenience.


  1. Federal staff loan

The Federal cash loan is a product designed for federal government employees, if you work or are under the federal government payroll you are automatically qualified for this loan, this group of borrowers can receive somewhere between N5,000 to N50,000.

  1. Payday Loan

A mix of salary earners from approved organizations can receive an emergency loan of up to N10,000 at a seamless pace.

  1. Business loan

If you own or run a small business, the business loan is tailored for you where you can receive between N500,000 to N5,000,000, to receive this loan your car will have to serve as collateral.

  1. Personal loan

You can get a personal loan of up to N500,000 using your car as collateral, having used your car as collateral you can still keep and drive it.

  1. PettyCash+

Here’s another package tailored for salary earners with a maximum threshold of N10,000

  1. NSCDC Loan

If you are an officer of the Nigerian Security Civil Defense Corps, this loan is designed for you.

You can access between N50,000 to N500,000 payable from your monthly salary.

  1. NYSC Loan

This is a loan designed for members of the Nigerian Youth Service Corps who are in compulsory service in their fatherland for one year.

The loan amount ranges from N1,000 to N5,000.

  1. Market women

Some market traders under the women category in select markets in Nigeria enjoy this facility.

What is the interest rate?

The interest rate on any of these loans is subject to your repayment schedule. If you have the plan to repay the loan on time, you are likely to get a reduced rate, however, if you stretch the payment, the interest rate becomes bigger invariably.

Eligibility and requirements

  • As a salary earner, you must be earning at least N30,000 and above
  • You must have an official/office email address
  • You must either be a staff of the Federal government or an approved private organization
  • You must provide your bank statement of account for three months, as well as must have run consecutively

How to apply for a Petty cash loan?

Kindly visit the petty cash website and choose a preferred loan offer, click on apply and complete the online form as well as submit a scanned copy of requisite documents as seen on the online application form.

Having reviewed your loan application a loan decision will be communicated in minutes and your account credited with value.

How can I repay a Petty cash loan?

Having received the loan, the next question you may want to ask is how to repay your loan, of course, it’s not a grant or any kind of free money, it screams LOAN.

Typically, you have provided your bank account details during the application, your loan will be deducted from your bank account automatically at each due date depending on your repayment plan.

Given this, you will not have to visit the bank to complete the repayment.

Petty cash loan address

Head office: No 3, Opebi road, Ikeja Lagos state, Nigeria.

Phone: +234 803 843 5443

IPPIS loan in Nigeria

If you are looking to receive an IPPIS loan, I have written a guide on how to get IPPIS loan for federal civil servants in Nigeria.

The petty cash loan agreement

If you probably want to read the loan agreement before you apply, kindly find it here.

The petty cash loan form

The loan form is obtainable online during application on the petty cash website, while completing the form you will need to pay attention to details, this will serve as a springboard for your loan consideration.

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