How to change name on bank account in Nigeria

How to change name on bank account in Nigeria

How to change name on bank account – Do you have challenges changing your bank account name as you wish to be addressed, kindly put an end to your search.

The soul objective of this article is to show you a step by step approach on how to change name on bank account without stress.

I will take you through the following points as well:

• How to change bank account holder name
• Affidavit for change of name in bank account
• How to change name on bank account after marriage
• Name change request letter sample
• Letter for adding name in bank account

That being said, kindly avail me few minutes of your time, read this article to the later in a relaxed mood to  make the most out of it, happy reading.

One mind bugling question that tends to be triggered at a slight demand to change one’s name on a bank account is:

 “Why would you like to change your name?”

However, a couple of factors could give birth to this trend, where the below two reasons have been found to be predominant in my years of banking experience.

• Marriage for women
• Personal decision

HOW TO CHANGE NAME ON BANK ACCOUNT: MARRIAGE FOR WOMEN

One of the reoccurring mails I get on a daily basis from my ardent female readers bothers on how to change name on bank account after marriage.

In this part of the world, it’s customary and tradition demands that once a woman’s bride price had been paid by a man who supposedly is her husband, her surname should apparently be changed to that of her husband, thus the growing need to address this issue.

Here’s a case study of one of those mails:

Hello Raphael, thank you for taking out time to address issues on this blog particularly banking in Nigeria.

“My name is Ngozi Okeke”

I just got married, and there’s this need to now change my surname to that of my husband, I’ve been wondering how stressful that could be considering banking practice in Nigeria.

I wish to get a detailed directive from you on how to approach the bank about this.

In response to the above question, I wish to state categorically that, there’s no special arrangement for undertaking this task at all.

Kindly follow the below steps

Requirements:

On how to change name on bank account you will need to get the following items

• Your valid ID card, which could be national ID card, drivers’ license, Permanent voters’ card, international passport all verifiable.
• Go to a court of competent jurisdiction and get an affidavit with the correct name you now wish to be addressed with. If your husband’s surname is Okoye, the name on your affidavit should now bear Ngozi Okoye, giving to the example above.
• Marriage certificate at some point.
• Get a newspaper publication of your new name on a national recommended daily if any.

Ones you’ve gotten these items, kindly go to your bank, on arrival meet the customer service officer and brief him/her on your intention to change your name. You will be asked to do the following in addition to the documents you have above.

• You will write a letter to the bank communicating your intention to change your account name
• You will fill a customer information update form.
• Recently, CBN said you will have to fill a fresh account opening package to this regard.

That’s all, as simple as that. Your account will be changed to your preferred name within 24 hours.

HOW TO CHANGE NAME ON BANK ACCOUNT: PERSONAL DECISION FOR MEN

Well, men could decide to change name on personal reasons, women alike.

One could change his/her name based on believe and ideology like wanting to have a name that depicts positivity and favors one’s life.

This as well requires all documents mentioned in name change for marriage purpose except marriage certificate.

I’ve outlined how to change account holder name in bank account.

Affidavit for change of name in bank account: This is a letter of authority/ a written statement by oat or affirmation, obtained from court for use as an evidence.

One’s a court of competent jurisdiction issues an affidavit, such is honored for any social and legal procedures, banks inclusive.

Name change request letter sample:  I wish to help with a sample letter that communicates an intention for a change of name in the bank.

See what it looks like

Have your address at the top right corner of the paper, address the bank at the lower left hand side then the following:

Sir/Madam,

               LETTER FOR REQUEST OF NAME CHANGE ON MY ACCOUNT

The above subject refers, my name is Ngozi Okeke, one of your loyal customers. I’ve banked with you running 5 years now.

Account number: 1020*****1

Account name: Ngozi Okeke

As marriage necessitates a change of name, I now wish to be addressed as “Ngozi Okoye” which is my husband’s name, I wish to have all my documents with you change to Ngozi Okoye effect immediately.

I’ve made available every supporting document to this effect.

Yours in business,

Ngozi Okeke, now Ngzi Okoye.

Thanks.

For a man, kindly edit the above letter appropriately, include your reason for name change if possible otherwise make it personal, that’s all.

Conclusion

There’s no herculean task attached to how to change name on bank account in Nigeria, just follow the steps outlined in this article and you’re done. If you’ve benefited from this article, kindly share it with friends.