How to activate chime card


How to apply for Chime card in few steps

Apply for Chime card – Choosing a card for your transaction is one of the numerous challenges that has continued to hamper access to financial services.

First, you will need to source a card that meets your lifestyle and financial outlay, while some companies may perform a credit check on you, others do not.

Bear in mind that you may have to pay maintenance fees, off-network charges, transaction fees, etc.

However, if you choose to use the Chime card which is strongly advised, do understand that Chime offers a credit builder card without a credit check in consideration.

Significantly, if you are looking to build your credit, the Chime card will help you do just that.

Chime does not charge interest, annual fee or upfront security deposit on its card, these features makes it unique endearing to clients who are looking for a suitable card.

You can access over 60,000+ Money Pass, Allpoint and Visa Plus Alliance ATMs.

Read also: Can zelle send money to Chime? See how to go about it..

Chime sign up requirements

To apply for Chime card you will need a Chime checking account as well as a qualifying direct deposit of $200 or more. Your card can be used anywhere Visa is accepted also supported on Apple and Google Pay mobile wallets. Other requirements are;

  • Full name
  • Individual tax payer identification number or Social security number
  • Valid U.S. address
  • Date of birth
  • Annual income and
  • Housing costs.

How to apply for Chime card

You can have access to the Chime credit builder card by signing up for a Chime checking account, receive a direct deposit of at least $200 or above, then you can apply.

Kindly visit chime website or the checking account sign up page. Provide your personal information as listed above. Chime will review and confirm your information for correctness, then you’ll be up with a checking account.

Download the Chime app to get banking on the spot, your free Visa card will be sent via mail within 7-10 business days.

Link an existing bank account, then set up a direct deposit with your employer, forward the Chime routing and account number to your employer. Kindly find these details under settings in your app.

Wait to receive your direct deposit, once you earn the qualifying $200 or more, you are set to apply for a credit builder card.

Read also: How to activate Chime card in few easy steps

Where can I buy Chime card?

You can get Chime card in any of the retail stores in the U.S. like;

  • Walgreens
  • Walmart
  • Family Dollar
  • CVS, etc.

Chime credit card limit

There is apparently no pre-set credit limit for Chime credit card. The credit limit, however, depends on the money you want to move into your credit builder secured account.

Chime gives a maximum credit limit for credit card which is $10,000.

Read also: How to add money to Chime card in few steps


To apply for Chime card you will need to sign up for the Chime checking account, set up and receive a direct credit to the tune of $200 and above, you will qualify automatically for a credit card.

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