GTBank grant 90 days moratorium


Gtb Token – Gtb second level authentication for transfers above N100k limit daily

Gtb Token – Gtb second level authentication for transfers above N100k limit daily

Gtb token – In line with its commitment to ensure a safer banking experience, GTBank has further introduced a second level authentication for your fund transfer via the 737 USSD code.

This is to ensure you do not run into any risk of losing your hard earned money to fraudsters who now inhabit the cyberspace in search of unsuspecting preys.

A careful search shows the following on this topic;

  • Gtb token form
  • How to reset gtbank token
  • How do I get my gtbank token
  • 737 token code
  • What is gtb token code and more?

It’s however clear that and quite understandable that for any customer to use the 737 code for transfer or whatever transaction, you foremost need to create a 4 digit PIN. It’s with this PIN that you can authenticate all your transactions. Just in case you haven’t done that, follow the below steps.

  • Dial *737*5#
  • Input the last 6 digits of your ATM card
  • Then create your 4 digit PIN. This Pin must not be exposed to a third party for security reason.

This operation must be carried out with your registered phone line with the bank.

Being that you are now required to use token as a second level authentication while transferring N100k above daily limit with the GTBank 737 USSD code. Let me show you how to secure a token.

How to get a GTBank token

Kindly visit any GTBank branch, walk straight to the customer service desk and request for a token.

You may also like: How to use GTBank USSD CODE for a better experience- Financengr

You will be given a token request form to fill after which your account will be debited with transaction charge or the token.

Having gone through this process, you will receive a new hardware token, then proceed for activation of same token before it can be used.

How to activate a new GTBank token

  • Log on to your GTBank internet banking platform, in the column provided, your account number must serve as your username while you choose a unique password.
  • Check the left end of the screen and select settings
  • On the token ID column, provide the token ID you received from the bank, this can be traced at the back of your token.
  • You will receive an SMS, indicating you’ve completed acknowledgement process.
  • You can now use your token to process transactions after 24 hours of this activation.

Now on the important update on transfers using 737 and gtb token.

Below is the transfer guide which takes effect from Thursday, September 26, 2019.


Transfer via 737 Authentication Required
Up to N100,000 737 PIN only
Once a total transfer in a day exceed N100,000 737 PIN & GTBank Token


This token is a small piece of hardware, once it’s time to use it, press the button and type the numbers generated in the column provided while carrying out your transactions in your phone.

You may also like: How to lock your GTBank account via 737

Note: Single transaction and daily limits apply when using 737.

Also remember that you can use the mobile banking app or the internet banking platform for transfers over N1,000,000.

Wrapping Up

For further enquiries about this update (gtb token) or any other products and services, please contact GTConnect, the fully interactive self-service Contact Centre on +234-14480000, +234-8029002900 or +234-8039003900 or visit the website

One comment on “Gtb Token – Gtb second level authentication for transfers above N100k limit daily

Raphael Orji
Nathan happiness

I can’t transfer money from my account


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