How to do BVN change of name in Nigerian bank accounts
September 23, 2022
BVN change of name in Nigerian bank accounts. BVN issues are very common in today’s banking as it affects Nigeria in particular, the federal government of Nigeria had through the Central Bank of Nigeria CBN, mandated all bank account holders to adopt and get registered on the BVN platform.
The bank Verification Number commonly referred to as BVN is a biometric identification system implemented by the Central Bank of Nigeria to curb/reduce illegal banking transactions in Nigeria, as well a modern security measure in line with the Central Bank of Nigeria Act 1958 to reduce fraud in the banking system.
I want to acknowledge the fact that you may be going through a lot of pains trying to correct errors on your BVN at the moment.
Errors like this could deny you, your hard earned money in your bank account as the bank will take ultimate position to dishonor your withdrawal on the grounds that you have to regularize your BVN issues in your bank account. These issues could have you ask any of the following questions on Google search engine:
- How to check BVN name
- How to change number on BVN
- BVN error correction
- BVN correction form
- How to correct BVN date of birth
- How to update BVN data
- BVN online portal
- However, I will like you to feel relaxed and follow me step by step as I dissect these issues in even a more elementary way that an ordinary 10 year old can understand and implement the instructions and guidelines therein.
WHAT COULD NECESSITATE BVN CHANGE OF NAME?
. Irregular names in account
. Wrong date of birth.
. As a result of marriage.
.BVN CHANGE OF NAME: Irregular names in account-This is a scenario where an account user has varying names in different accounts, being that the essence of BVN is to unite all accounts owned by a customer with a single name pattern, thus the need to change names to a more desired uniform approach.
Example: If say Mr Okafor Enest Kingsley has a savings account with Bank A in the aforementioned name, then operates another account with Bank B as Okafor Kenneth Kingsley. He might had possibly done his BVN with bank A in the name order Okafor Enest Kingsley.
It’s a matter of necessity for him to take his BVN to bank B for possible link up in his account, CBN’s provision is that the names at different banks must maintain a single profile, that being said you then observed that the name Okafor Enest Kingsley with bank A does not really matched with Okafor Kenneth Kingsley in Bank B. This will certainly mean that there must be a BNV name change to have a successful BVN link up to the account.
This approach was adopted to reduce fraudulent transactions by customers who present different names at different banks to carry out whatsoever transaction.
BVN CHANGE OF NAME: Wrong date of birth- It has been observed that account users either intentionally or mistakenly provide false date of birth during account opening, this usually go a long way to affect such customers when the need to link their BVN’s arise. It’s hereby pertinent to pay attention to details while opening accounts.
BVN CHANGE OF NAME: As a result of marriage- This often times occurs when a lady gets married and probably starts bearing her husband’s name. Some things have changed. Her surname name will have to be change to that of her husband. She might go ahead to open an account with the new name in a separate bank other than where she had her pioneer account. She will not be able to link up her BVN to such account because of irregular name, thus BVN change of name becomes necessary.
However, if you have any of these problems listed above there’s a solution to it. I know you might have been denied access to your funds at different times and I imagined the boiling rage in you at those times.
Here’s a way out. You will need to do the following to effect BVN change of name
BVN CHANGE OF NAME: Do a newspaper publication with the correct name accompanied by an affidavit-This is usually applicable to the male folk and single ladies who carelessly used varying names at different banks for account opening. Go to a court of competent jurisdiction and get an affidavit with the preferred name, the name should be published on a national daily then get a copy of that publication for bank consumption. That’s all.
BVN CHANGE OF NAME: Marriage certificate and newspaper publication- This category is strictly for married ladies who would had stopped using their father’s name and have adopted their husband’s name in account opening. In cases like this you are required to provide your marriage certificate bearing the now preferred name and an already newspaper published copy. They could require an ID card at some cases.
You may also like: How to link BVN to account yourself without going to the bank
We have another scenario mentioned above which could involve date of birth. In a case where a wrong date of birth is being captured while filling account opening package, BVN cannot be linked to such accounts provided another account exists in another bank with a different date of birth which gives birth to the available BVN.
BVN CHANGE OF NAME: Affidavit and ID card with the correct date of birth- You are required to produce an affidavit and ID card with the correct date of birth as mentioned above to effect the process.
HOW TO CHANGE OR CORRECT BVN NAME
You can correct your BVN name as deemed suitable, but remember you’re expected to have an ID card that must conform to the name you wish to be addressed with.
To correct your BVN name do the following:
- Go to court of competent jurisdiction with a suitable ID card and obtain an affidavit.
- Publish same in a national daily/newspaper for a token, buy the paper and forge ahead to the bank.
- You will be given a BVN correction form to fill alongside a customer information update as the case apply.
- Once everything is certified Ok, your BVN change of name will be effected in less than 24 hours.
HOW TO CHANGE NUMBER ON BVN
This question how to change number on BVN has been a reoccurring one among my readers and I think I should address it here once and for all.
Put it in record that you cannot change a BVN number, not even the bank can change a BVN at this time. The apex bank CBN has not given any room to change BVN number at the moment and it stays at that.
You have only one chance for a BVN number, once enrolled, you can only correct name, however the number remains the same as a unique identity for every customer to avoid identity theft.
BVN ERROR CORRECTION
BVN error correction is not far from BVN name correction, date of birth etc as the case may be.
Any irregularity perceived on BVN that will not allow you to access your fund in the bank as associated with BVN is a BVN error that must be corrected for effective transaction to take place in that account.
BVN CORRECTION FORM
Like I noted earlier, a BVN correction form is one of the instruments made available to you in the bank to complete or fill while trying to effect your BVN change of name, correction of date of birth as the case may be.
In effect, BVN correction form is a paper or form to be completed as an instruction to the bank to go ahead with your request to change whatever it is on your BVN.
HOW TO CORRECT BVN DATE OF BIRTH
BVN date of birth correction is one of the most sensitive errors that needs to be regularized for a customer to access his/her funds.
Refer to the scenario above on why you could vie for correction of date on birth. If during account opening you by whatever reason supplied a wrong date birth in the account opening form and they went ahead to open the account, you cannot link your BVN to such account if it has a contrary date of birth against the bank account itself.
To correct this trend:
- Visit the court, swear an affidavit preferably with your passport photograph showing on the affidavit, make sure you go with an ID card containing the correct date of birth.
- Bring back same to the bank who should honor it, to then link your bvn to your account after necessary corrections in less than 24 hours.
HOW TO UPDATE BVN DATA
BVN data refers to your first name, middle name, last name, date of birth, address etc as contained in your account and BVN relatively.
The process of BVN change of name or correction, correction of date of birth etc is referred as BVN data update.
HOW TO CHANGE BVN NAME ONLINE
Unfortunately, you can not change BVN name yourself online. If you have issues with your BVN or looking to update some details you will have to visit the bank where your BVN was profiled in the first place.
You will be required to bring necessary materials depending on what exactly you wish to change, thereafter you will have to complete a BVN update form. Subsequently the name on your BVN may be changed partly not as a whole in most cases.
HOW MANY TIMES CAN I CHANGE MY BVN NAME?
You can change your name for as much as the bank permits, however, name change at the moment is specified as once by most banks. Kindly talk to the customer service officer in your bank for a first hand information on their policy.
HOW TO CHECK MY BVN NAME AND DATE OF BIRTH ONLINE
There’s no gate way generally available for members of the public to check there BVN name and date of birth online, however, this detail can be accessed using the NIBBS portal by users who have authorized logon, usually bank staff, etc.
HOW LONG DOES IT TAKE TO CHANGE BVN NAME?
Note, you can only correct BVN name at this time, which means there could be a modification of either the first or last name as well as the middle name in any case, there’s no room yet to change the whole name.
However, name correction will have to take a maximum of 24/48 hours to reflect on your details.
BVN ONLINE PORTAL
There’s however a portal where BVN transactions are being consummated and every bank has access to this portal.
For the whole cases mentioned above, you will as well be given a customer information update form to fill. Upon successful completion of the requirements the BVN change of name will be completed within 24hrs of submission.
Are there further questions you need clarity for on this topic or other banking related issues, use the comment box below. Kindly help share this post to wider audience to read and benefit from it as well
Raphael Orji is a freelance writer, professional blogger and a content marketing consultant. I work with small businesses, startups and entrepreneurs in building their brand image with high quality blogging and content marketing strategy.
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