24 hour payday loans in Nigeria for your emergency cash needs

24 hour payday loans
24 hour payday loans

24 hour payday loans in Nigeria for your emergency cash needs

24 hour payday loans are facilities designed for salary earners to enable them source funds to meet their immediate and emergency cash challenge at any point in time.

There’re no many financial institutions or credit issuing agencies who will in most cases make these kind of funds readily available, as it’s termed soft loan.

The core benefits of 24 hour payday loans is that they enable you leverage on funds especially when in need to pay your children school fees, settle your tenancy, hospital bills etc, provided you’re an employee you can access this loan.

Like the name sounds, Payday loan is a loan that it’s repayment is usually done immediately your salary is being credited to your account for the month which the loan is being streamlined.

There’re however regulatory and non-regulatory institutions who have maintained a track record in disbursement of this payday loan, for the purpose of this guide, I will take you by the hands and show you the most effective 24 hour payday loans available, to help you attain to your urgent financial needs.

You may also like: Best banks for small business loan

WHERE CAN I ACCESS 24 HOUR PAYDAY LOANS?

You may have to check any of the below lenders as appropriate to your taste and financial outlay

24 HOUR PAYDAY LOANS: CREDITVILLE LIMITED #1

Creditville Limited’s payday loan is a quick loan product designed for salary earners and offers in the neighborhood of N200,000 and N2,000,000 to its borrowers  to meet their urgent financial needs.

To even think that they offer this facility without collateral makes it even far appetizing, they have a repayment schedule that run for up to 12 months.

As expected, the repayment is targeted at your payday which can be remitted through direct debit, cheque deposit and online payment.

Requirements:

  • You will have to provide a suitable guarantor in place, who has to be a staff of any commercial bank in Nigeria, a senior management staff of a blue chip company or a senior civil servant from grade level 14 and above.
  • One passport photograph each from the borrower and the guarantor.
  • Your copy of work place ID card.
  • Copy of your Guarantor’s work place ID card.
  • Duly completed loan request letter
  • Postdated NUBAN Cheques from client.
  • One blank undated NUBAN Cheque from Guarantor.
  • Your last six months’ salary current account statement duly stamped.
  • Loan application form completed
  • Copy of letter of employment or confirmation of employment.
  • Rent receipt.
  • Proof of residence ( Electricity or water bill)

I can here you complaining and murmuring about the requirements and how it’s just so suffocating, in reality you can easily produce these requirements than hand over documents of fixed assets you may not have as collateral.

FEATURES OF CREDITVILLE 24 HOUR PAYDAY LOANS

  • Speed delivery, your account can be credited within 24 hours after meeting the outlined conditions and documentations.
  • Flexible, you have an option to repay your loan in full, at any time without any penalty attached, you could also apply for a Top-up.
  • No hidden charges, their interest charges are all inclusive, they ensure transparency without hidden admin charges.
  • Courtesy, they have good and qualified trained staff who treat you well professionally at all times.

HOW CAN I CONTACT CREDITVILLE TO ACCESS 24 HOUR PAYDAY LOAN

Head office address:

180B Moshood Olugbani Street, Off Ligali Ayorinde Street, Victoria Island Lagos. Phone: 08091780815, 08035984627, 09068749097 Email: headoffice@creditville-ng.org

Lagos Mainland Office:

15 Ola Ayinde Street, Opp Customs Training College, Ikeja Phone: 08029171204, 09068734637, Email: creditvillemainland@creditville-ng.org

Port Harcourt Office:

1B, Stadium Road, Port Harcourt, River State. Phone: 08113370287, 08143037837, Email: creditvilleportharcourt@creditville-ng.org

Abuja Office:

4th Floor, OTI CARPETS COMPLEX, 142 Adetokunbo Ademola Crescent, Wuse II. Phone: 09092038217, 07063447329. Email: creditvilleabuja@creditville-ng.org

Onitsha Office:

11 Enugu Road, Opposite Ministry of Justice, G.R.A, Onitsha. Phone: 07035503970, 08038708407. Email: creditvilleonitsha@creditville-ng.org

To access your 24 hour payday loans with Creditville Limited, contact any of the above mentioned address, phone number and emails depending on your location. Visit their website on https://www.creditville-ng.org and start your loan application immediately.

24 HOUR PAYDAY LOANS: SALARY ADVANCE #2

Salary advance is a good payday loan processor you can rely on in Nigeria to access your loans for immediate challenges as mentioned above. They issue the following types of loans considered to be very flexible.

  • Salary advance: This loan is targeted at bridging the funding gaps for full-time employees of corporate entities such as commercial banks, Oil and Gas companies, Telecommunication companies etc. The loan-able amount is subject to the beneficiary’s monthly salary.

To qualify for this loan you will have to: Live and be employed in Lagos state, be a confirmed staff of a reputable company, you must have a verified monthly income paid into a current account with a commercial bank in Nigeria.

Features:

It has a repayment period between 6-15 months, upon receipt of necessary documentations your account will be credited within 24 hours.

Requirements:

  • Last six months’ salary statement which contains last six salary entries signed by the bank.
  • A copy of employment letter or confirmation/recent promotion letter.
  • NUBAN compliant postdated cheques from salary account
  • One recent passport photograph and a copy of staff ID card.
  • Copy of pension statement/Tax ID number
  • Recent utility bill.

More so, to access salary advance 24 hour payday loans you must be living and working in Lagos state with any of the mentioned preferred employers. Effective online direct lenders.

 

  • Back to School: This scheme is designed to help parents who have stretched their budgets during school resumption period. It is as well for salaried parents.

Features and benefits:

Last six months bank statement showing the last six salary entries.

It allows a convenience repayment period of up to 6 months

Upon receipt of requirements and completion of documentation, account is credited within 24 hours.

 You may also like: See how you can get paylater loan without collateral

Requirements:

  • Last six months’ salary statement which contains last six salary entries signed by the bank.
  • A copy of employment letter or confirmation/recent promotion letter.
  • NUBAN compliant postdated cheques from salary account
  • One recent passport photograph and a copy of staff ID card.
  • Copy of pension statement/Tax ID number
  • Recent utility bill.

 

  • Pay my rent: It’s a finance assistance designed for people in paid employment as well, this gives room to access facility for payment of rent.

    Features/benefits:

Repayment period of up to 12 months

Upon receipt of requirements and completion of documentation, account is credited within 24hr

Requirements:

  • Last six months’ salary statement which contains last six salary entries signed by the bank.
  • A copy of employment letter or confirmation/recent promotion letter.
  • NUBAN compliant postdated cheques from salary account
  • One recent passport photograph and a copy of staff ID card.
  • Copy of pension statement/Tax ID number
  • Recent utility bill.
  • Copy of rent bill/previous receipt
  • One guarantor.

To apply for any of these packages kindly visit https://www.salaryadvanceng.com  start the process and get your loan disbursed almost immediately copy the above link address into your browser if you can’t launch from here. Email: hello@salaryadvanceng.com  Phone: 0703 369 0590, 0903 741 4749.

24 HOUR PAYDAY LOANS: ACCESS BANK PAYDAY LOAN #3

This is an instant loan product for salary earners. With this 24 hour payday loans you can borrow money at low interest rate against your next payday/salary.

How to request for Skye Bank Payday loan:

You can request for a Payday loan by dialing *901*11# on your registered mobile phone with the bank if you’re a customer. You can as well visit any of the Access Bank ATMs or download the Quickbucks application from your mobile device.

It has a 31 days repayment cycle usually targeted at your payday/salary. An account will be opened for you automatically as part of the loan request.

24 HOUR PAYDAY LOANS: HOW CAN I APPLY FOR ACCESS BANK PAYDAY LOAN

Kindly walk into any Access bank branches nationwide and first of all open an account as part of the process, then demand for a payday loan thereafter, which should be disbursed to you as soon as all requirements are intact and processed. https://www.accessbankplc.com  for further clarity.

Conclusion:

24 hour payday loans are one stop point for your emergency cash needs in Nigeria, they are very effective and flexible schemes without hidden charges, you don’t really have to wait for your salary anymore. Are there other payday loans not mentioned here you think should make this list, kindly recommend them using the comment box below.

Raphael Orji

Raphael is a seasoned and dynamic writer, with interest in Banking, personal finance, entrepreneurship development. A councillor and motivational speaker.

Raphael Orji
About admin 162 Articles
Raphael is a seasoned and dynamic writer, with interest in Banking, personal finance, entrepreneurship development. A councillor and motivational speaker.

Be the first to comment

Leave a Reply

Your email address will not be published.


*